Prevents discrimination by insurers based on mental health or substance use disorder.
New York S08426 amends the insurance law to prevent discrimination by insurers based on an individual's mental health or substance use disorder. It incorporates federal enforcement rules from the Mental Health Parity and Addiction Equity Act of 2008. Insurers must provide meaningful benefits for mental health or substance use disorders in every classification where medical or surgical benefits are provided. Insurers cannot rely on discriminatory factors or evidentiary standards when designing nonquantitative treatment limitations.
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- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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